Friday, November 21, 2008

On Loans, Insurance & Credit cards

I'm somewhat not a very risk averse person. After sometime of scouting around for a good deal on credit cards avail in town, I came to a dead end... There is no such thing as a 'good deal' after all, isn't it?

I mean there are thousands of offer on credit cards, loans, and many other financial help. Each has its own perks. But whether or not its a good deal really depends on what an individual need is. However, in the long run, I realised that no matter how much research or effort you put into finding out the details, there will eventually be a point where you see something much better down the line.

Example taken, my current insurance package. When I first bought it about 3 years ago, after an x amount of research and effort put into deciding on which to choose, I went ahead with the package i took coz the company was ranking between one and 2 as the top providers in the market, at that point of time. To my shock or horror, I came to realise that the ranking has dropped, a few ladders down!! But whats done is done. I still pay my premiums now. And I do believe that should anything happen to me someday, no matter what, if the company does survive this global crisis that is, my beneficiaries will get paid... So, its not all lost...

I just need to take it easy...

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